Hong Kong
CloudTrader
Fintech consulting and technology development.
We work with payments teams on partner selection, product architecture and operations. We build the software and integrations those products need, and we can run the programme layer alongside licensed issuing partners.
Payments architecture · Vendor selection · Compliance operating design · Build
Choosing a provider
Similar proposals can hide different settlement times, onboarding requirements and contract terms. We compare those details before you commit.
Planning compliance operations
KYC and KYB checks, monitoring thresholds and merchant restrictions affect how your product works. We help turn your partners' requirements into workable processes, alongside your legal counsel.
Preparing for day-to-day operations
Disputes, reconciliation and customer support need owners and documented procedures. We help put those in place before launch.
Services
Our services
Fintech & Payments Services
Payment architecture, card programme planning and partner selection — and, where wanted, running the programme layer alongside licensed issuing partners.
Learn more →Regulatory & Licensing Advisory Support
Licence scoping, policy documentation and audit preparation, alongside your licensed legal counsel.
Learn more →Technology & Product Development
Platform development, API integration and technical reviews of third-party providers.
Learn more →Data, AI & Automation
Reporting, reconciliation and internal workflows, with controls for reviewing automated outputs.
Learn more →Business Support Services
Back-office processes, vendor management and documentation for your operations team.
Learn more →How we work
From initial review to delivery
01
Agree the scope
We define the question, deliverables and responsibilities with you.
02
Review the current setup
We examine your product, providers, contracts and requirements.
03
Recommend an approach
We compare options and explain the costs and limitations.
04
Deliver and hand over
We support implementation and document the work for your team.
Operations
The work behind a payments product
A product plan needs to account for partner reviews, settlement, disputes and reporting. We review those requirements together so your technical and operations teams are working from the same plan.
Card programme planning
Defining responsibilities for onboarding, disputes and scheme requirements with your providers.
Banking and payment partner negotiation
Sourcing, comparing and negotiating with the licensed parties a product depends on.
Compliance operating design
Building KYC, KYB and monitoring workflows that operations teams can sustain.
Platform engineering
Designing and integrating the systems behind accounts, payouts and reporting.
Working on a payments product?
Email us a few lines about it. We read every message ourselves.